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Top News: Unclaimed Money | US Drone Shot Down in Yemen | Amazon Prime's $9/month Healthcare Service
Journey Joy
November 09, 2023
TOP STORIES
Good News: Mortgage Rates Drop!
Last week, interest rates for 30-year fixed-rate mortgages went down from 7.86% to 7.61%. This drop has led to more people applying for mortgages after a quieter period.
Refinancing: More people are looking to refinance their home loans, up by 2% for the week. It's slightly lower than last year, but if you're thinking about it, now could be a good time.
Home Buying: Applications for buying a home went up by 3% for the week. However, they're still lower than this time last year by about 20%. This is because homes are expensive and there aren't as many for sale.
Why Rates Dropped: A few things influenced this drop: the U.S. Treasury's update, a positive tone from the Federal Reserve, and news about the job market.
Did you know that you might have unclaimed money just waiting to be found? Money that could be owed to you by former employers, insurance companies, or even as refunds from various services. It's time to check and see if there's money with your name on it.
Here's a quick guide to help you explore the possibilities:
1. Unclaimed Money: What Is It? If you're owed money you haven't collected from a business, financial institution, or the government, it falls into the category of unclaimed money or property. This can also include money owed to a deceased relative if you are their legal heir.
This could include funds from:
Former Employers: Maybe you left a job with retirement benefits or savings behind.
Insurance: Policies, settlements, or refunds might be waiting for you.
Different Services Refunds: Think about utilities, memberships, or deposits you might have forgotten.
2. Search by State Most unclaimed money is held by state governments. It can come from bank accounts, insurance payouts, or state agencies. You can start your search by checking with your state's unclaimed property office. Please don't forget to explore other states if you've lived somewhere else.
Historic Strike Ends: Hollywood Actors Reach Agreement with Studios
After nearly four months, Hollywood actors have reached a tentative agreement with major film and television studios, bringing an end to their historic strike. The standoff, which raised concerns about the future of the entertainment industry, had halted production across the board.
The Alliance of Motion Picture and Television Producers, representing the studios, negotiated extensively with the union, and both parties have praised the agreement. While specific terms are pending ratification, the deal is described as "extraordinary," encompassing substantial pay increases, AI protections, a streaming participation bonus, and improved benefits.
The strike's conclusion signals a pivotal moment for Hollywood, TV, and the actors involved, with the White House also applauding the power of collective bargaining. The strike's impact on the industry and economy has been significant, underlining the importance of this resolution for all involved parties.
US Strikes Iran-Linked Site in Syria: Escalating Regional Tensions
The US recently conducted strikes on a facility in Syria associated with Iran's Revolutionary Guard Corps, responding to over 40 attacks on US forces in Iraq and Syria.
These events have raised concerns about the potential for broader regional conflicts. In response to the growing threat, US forces in the region have implemented heightened security measures.
An armed drone targeted a US-occupied airbase in northern Iraq, underscoring the volatility of the situation. To deter Iran and its allies, the US has increased its military presence in the area with additional warships and fighter aircraft.
US Drone Shot Down in Yemen, Strikes in Syria, and Regional Deployments
The Houthi rebels in Yemen, backed by Iran, have shot down a US military drone off the Yemeni coast. This incident comes amid heightened tensions in the Middle East, with a focus on the conflict between Israel and Hamas in the Gaza Strip. The US has increased its military presence in the region, deploying assets like aircraft carriers and troops in response to these regional tensions. The Houthi rebels have been engaged in a prolonged civil war with Yemen's official government, supported by Saudi Arabia, since 2014.
Additionally, the US conducted strikes against a facility in eastern Syria associated with Iran's Islamic Revolutionary Guard Corps and affiliated groups in response to attacks against US forces in Iraq and Syria. The strikes aimed to prevent the conflict from further escalating beyond the Israel-Gaza region. The Syrian Observatory for Human Rights reported nine casualties affiliated with Iran-backed groups in Syria due to the strike.
Amazon is expanding its Prime membership benefits to include primary care services through its One Medical platform for just $9 per month. This new offering provides access to 24/7 virtual care, expedited care for common concerns, and same- or next-day appointments at One Medical primary care offices. Prime members can access this service for $99 annually, with the option to add family members for $66 each.
This move comes after Amazon's acquisition of One Medical, highlighting the company's growing interest in the healthcare and primary care sectors. Research supports the value of primary care, but it also points to a shortage of primary care physicians, which Amazon's service aims to help address.
Cloud Seeding: Indian Scientists Seek to Clear Toxic Air in Delhi
Indian scientists are planning to seed clouds for the first time in New Delhi to induce heavy rain and combat the severe smog that has enveloped the city. The project, estimated at 10 million rupees ($120,000) for 100 square kilometers, involves spraying clouds with a mixture of salts, including silver iodine. The aim is to create rainfall by around Nov. 20, which could help clear the polluted air.
The local government has already implemented measures such as school closures and restrictions on vehicle use to mitigate pollution levels. This innovative approach may provide relief from Delhi's annual smog crisis.
Dear Travel Enthusiasts,
If you're yearning for a getaway, now's the perfect time to set sail on your 2024 adventure. While international travel costs may still be steep, flights within the U.S. offer affordable options. With some planning, you could enjoy a long weekend retreat without breaking the bank.
Here are eight wallet-friendly trip ideas for your 2024 escapade:
Miami or Sarasota, Florida: Opt for October or early May to enjoy Florida's beaches minus the crowds and heat. Take advantage of great deals on lodging and flights.
Bozeman, Montana: June and October offer a tranquil visit to this western gem. Embrace the slow pace and seize an affordable deal. The same applies to Western Colorado towns like Vail.
Savannah, Georgia: A blend of Southern charm and modern allure, Savannah offers an enriching 2-3 day weekend getaway. Economical flights and a delightful culinary scene await.
Asheville, North Carolina: Nestled in the Blue Ridge Mountains, Asheville boasts numerous breweries and a vibrant downtown. Explore the Great Smoky Mountains National Park or visit the Biltmore Estate.
Santa Fe, New Mexico: Immerse yourself in adobe-style architecture and explore the Georgia O’Keeffe Museum. Don't miss the mysterious staircase at Loretto Chapel.
Stanley, Idaho: Ideal for outdoor enthusiasts, Stanley sits amidst the stunning Sawtooth Mountains. Enjoy fishing along the Salmon River and explore the scenic Sawtooth Lake.
Nashville, Tennessee: Known for its live music scene, Nashville offers an affordable yet lively experience. Dive into the city's musical history or venture to the Great Smoky Mountains for natural beauty.
Loveland, Ohio: Known as the 'Sweetheart of Ohio,' Loveland offers a budget-friendly Midwest escape. Explore the Little Miami Scenic Trail, enjoy outdoor adventures, and unwind in Historic Downtown Loveland.
Seize the opportunity to make lasting memories without breaking the bank. Start planning your 2024 adventure today!
Here's a curated list of absolute essentials to ensure you make the most of your trip:
Gorgeous Outfit: Pack your favorite ensemble for those glamorous Vegas nights!
Lipstick-Sized Portable Charger: Stay charged up and connected on the go.
Cooling Towel: Beat the desert heat with this refreshing accessory.
Hangover Relief: Just in case the night gets a little too wild!
Swimsuit and Cover-Up: Lounge by the pool in style.
Handheld Cooling Fan: A compact lifesaver for those scorching afternoons.
Lightweight Daybag: Perfect for carrying your essentials during daytime adventures.
Universal Waterproof Phone Case: Keep your devices safe while making a splash.
Hat and Sunglasses: Shield yourself from the sun in style.
Luggage: Choose a sturdy, stylish suitcase to carry all your fabulous outfits.
Travel Passport Wallet: Keep your important documents organized and secure.
Leak-Proof Travel Bottles: Ideal for carrying your favorite toiletries hassle-free.
Hanging Toiletry Bag: Stay organized and make your morning routine a breeze.
Travel Laptop Backpack: For the tech-savvy traveler, ensuring you stay connected.
Belt Bag: A trendy and convenient way to keep your essentials close.
Travel Pillow: Rest up for more adventures ahead.
Safe travels and may your 2024 journey be filled with unforgettable memories and incredible experiences.
Just so you know, some of the links we've included are from our partners or sponsors. This means we may earn a little something if you make a purchase – but don't worry, it won't cost you anything extra! Remember, investing always comes with its share of risks. There's no guarantee you'll make money, and you might even end up losing some. That's why it's super important to do your own research and really dig into things. We're all about your success, and that's why we're keeping it real with you – always!"