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- Mortgage Rates Easing, Pro-Palestinian Protesters Arrested, Honda Recalls 250,000 Vehicles for Engine Safety
Mortgage Rates Easing, Pro-Palestinian Protesters Arrested, Honda Recalls 250,000 Vehicles for Engine Safety
Journey Joy
November 17, 2023
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Welcome to the newest edition of the Journey and Joy newsletter! Here's your bi-weekly dose of handpicked insights and captivating stories to brighten your day. Enjoy the journey and the joy it brings!
Pouring Profits: Why whiskey as an asset class.
Invest Like the Greats — What do Thomas Jefferson, LeBron James, and the British royal family have in common? They all invested in wine and whiskey. And with good reason. According to Knight Frank, wine and whiskey have been two of the best-performing alternative assets of the last decade. See how Vinovest makes it easy to invest like the ultra wealthy today!
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Mortgage rates have been going down for three weeks in a row, which is good news for potential homebuyers. The 30-year fixed-rate mortgage is now at 7.44%, lower than its recent high of almost 8%. Experts predict that rates may drop even further to between 6% and 7% by spring. If you're thinking of buying a home, now might be a good time to do it before the market changes. The combination of a strong economy, low inflation, and lower mortgage rates is expected to attract more buyers to the real estate market. Currently, the national averages are 7.44% for 30-year fixed-rate mortgages and 6.76% for 15-year fixed-rate mortgages.
In a demonstration demanding a ceasefire in the Israel-Hamas war, at least 50 pro-Palestinian protesters were arrested for blocking the San Francisco Oakland Bay Bridge. The protesters, who disrupted all lanes of westbound I-80, called for an end to the conflict that began on October 7. Some chained themselves together, while others lay on the ground with sheets reading 'stop the genocide.' The Asia Pacific Economic Cooperation (APEC) summit, attended by President Joe Biden, faced disruption as the group voiced their concerns. Highway patrol officials reported 50 arrests and the removal of at least 15 cars from the bridge. President Biden's presence during the APEC summit drew attention, with protesters emphasizing the need for a ceasefire amid ongoing hostilities.
In response to a potentially life-threatening engine-related issue, Honda is recalling almost 250,000 vehicles, including Odyssey, Pilot, and Acura models, due to a potentially deadly engine issue. The National Highway Traffic Safety Administration cites a manufacturing error in the connecting rod bearing, which may lead to engine damage, posing a risk of fire, injury, or crashes. The affected models range from 2015-2020 and include Acura TLX, Acura MDX, Honda Pilot, Honda Ridgeline, and Honda Odyssey.
Owners can check recalls using USA TODAY or NHTSA databases. Dealers will inspect, repair, or replace engines at no cost. Notification letters will be mailed by Jan. 2, 2024. For more information, call Honda at 1-888-234-2138, citing recall numbers XG1 and GG0.
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Do you ever feel really tired? The CDC says that a lot of adults in the U.S. might not be getting enough sleep, which can lead to a problem called sleep apnea. About 30 million Americans have this problem, but only 6 million know about it. Dr. Melissa Lipford, a sleep expert from Mayo Clinic, says that the main kind of sleep apnea is called obstructive sleep apnea. It's like a little bad guy that relaxes your throat muscles and makes you wake up briefly. How can you tell if you have it? Look out for loud snoring, gasping for air, and feeling tired during the day. But don't worry, there are ways to fight it, like using special devices or making changes to your lifestyle. Dr. Lipford says you should talk to your doctor if you think you might have sleep apnea.
The salon services market is growing rapidly and is expected to reach a value of $233.8 billion by 2023. It is projected to continue growing at a rate of 7.46% each year and reach $480 billion by 2033. This growth is driven by advancements in beauty technology and a growing demand for luxury care products. People are increasingly prioritizing personal hygiene, skincare, and eco-friendly cosmetics, leading to a global focus on salon services. Rising incomes and living standards also contribute to this growth, as people seek beauty treatments for relaxation and stress relief. The haircare segment is the largest in the market, and China is expected to have a CAGR of 7.3% by 2033. Companies like Great Clips, Regis Corporation, and Ulta Beauty are taking advantage of this growing market by forming partnerships and offering innovative approaches to meet consumer needs. The salon services industry is changing and offers opportunities for both established companies and newcomers.
UK medical regulators have given approval for a new gene therapy called Casgevy to treat sickle cell disease and beta thalassemia. This is the first time a treatment using a tool called Crispr has been licensed. Patients with these diseases have problems with their blood cells and need lifelong treatment. Casgevy involves making changes to certain cells in the body and has been successful in tests. The treatment could replace the need for difficult bone marrow transplants. However, there are concerns about the cost, which is estimated to be over £1 million. The National Institute for Health and Care Excellence will decide if it is worth the money. The company that made Casgevy, Vertex, will have to decide on a price that is fair for everyone. This is an important step in gene therapy, but there is still work to be done to make it available to everyone who needs it.
1. Clean out your fridge in the middle of November. This will make it easier to cook later.
2. Make copies of your recipes a week before Thanksgiving. It will save you time and stress.
3. Get your turkey and other perishable items the weekend before Thanksgiving. This way, you'll have everything you need.
4. Start defrosting your turkey on the Monday before Thanksgiving. Also, get your bakeware ready.
5. On Tuesday, get the final items for your centerpiece, chill the drinks, and start prepping side dishes and desserts.
6. The day before Thanksgiving, clean your house, finish any last-minute prep, and relax with a glass of wine.
By following these steps, you'll be well-prepared for a memorable Thanksgiving. Enjoy the day and have a stress-free preparation period! 🍽️
🎉 Black Friday 2023 Deals Alert! 🎉Amazon’s Black Friday Deals Start Today. Here Are The Best Deals We've Found So Far.
Get ready for the shopping spree of the year! Amazon has kicked off its Black Friday extravaganza, offering incredible deals on a wide range of products. From smart speakers to kitchen appliances, headphones to Apple gear – there's something for everyone.
🔥 Hot Picks:
Insta360 Link Webcam — Upgrade Pick
Amazon deal price: $255; street price: $300
Acer Aspire 3 Spin 14 (A3SP14-31PT) — Top Pick
Amazon deal price: $361; street price: $420
Apple iPad (10th-generation, 64 GB) — Upgrade Pick
Amazon deal price: $350; street price: $420
Apple Watch Ultra 2 — Upgrade Pick
Amazon deal price: $740; street price: $780
Apple Mac Mini Desktop PC (M2, 2023, 8 GB RAM, 256 GB SSD) — Our Pick
Amazon deal price: $500 (with delayed shipping); street price: $580
Just so you know, some of the links we've included are from our partners or sponsors. This means we may earn a little something if you make a purchase – but don't worry, it won't cost you anything extra! Remember, investing always comes with its share of risks. There's no guarantee you'll make money, and you might even end up losing some. That's why it's super important to do your own research and really dig into things. We're all about your success, and that's why we're keeping it real with you – always!"